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What Is An Annuity?

Immediate or deferred annuity: there's no right answer.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Heartland Credit Union and Heartland Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Heartland Investment Services, and may also be employees of Heartland Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entitites from, and not affiliates of Heartland Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entitites from, and not affiliates of, Heartland Credit Union or Heartland Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not insured by NCUA or Any Other Government Agency - Not Credit Union Guaranteed - Not Credit Union Deposits or Obligations - May Lose Value.

This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.

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